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Once you understand the basics of insurance, your understanding of why life insurance is so important increases greatly. Much of what is written on the subject of life insurance is confusing and difficult to grasp; therefore, the purpose of this section is to help you to more clearly understand the benefits and costs of each of the different types of life insurance.


When you have completed this section, you should be able to do the following:

  1. Understand the benefits of life insurance.
  2. Know the answers to the five key questions about life insurance.
  3. Understand the types of term life insurance.
  4. Identify the types of permanent insurance.
  5. Determine which type of insurance is best for you and know the steps to buying life insurance.


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