Following are two recommended beginning courses for high school students and beginning college students.

1. Beginning Course for High School Students

This course is recommended for juniors and seniors in high school.  This is our first try at a course of this type.  The manual for this course is Personal Finance for High School Students. 

• Another Perspective on Wealth
• Setting Personal Goals
• Budgeting
• TVM 1: Present and Future Value
• Understanding Credit
• Understanding Debt
• Investments A: Key Lessons of Investing
• Investments B: Key Lessons of Investing
• Conclusions 2: Decide to Decide

2. Beginning Course for College Students (Freshmen)

This course is what I taught in my University 101 class: What I Wish I Had Known About Personal Finance as a Freshman.  It is a very basic course for all college freshmen or high school graduates.   The manual for this course is  Personal Finance for Freshmen College Students.

• Another Perspective on Wealth
• Setting Personal Goals
• Budgeting and Measuring your Financial Health
• Understanding Credit
• Understanding Debt
• TVM 1: Present and Future Value
• TVM 2: Inflation, Real Returns, Annuities, and Amortized Loans
• Investments A: Key Lessons of Investing
• Investments B: Key Lessons of Investing 
• Conclusions 1: Learning to Give
• Conclusions 2: Decide to Decide