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4. Start NOW and early in saving for your children’s education and missions

The best time to begin saving for your children’s education and missions is now.  Begin now and begin early.  In our family, once a child was born we immediately started an education and mission account to pay for their education and missions.

I recommend setting aside accounts specifically labeled “Mission Fund” or “Education Fund.”  Decide now that these accounts will not be used except for their assigned uses.  I am even more specific than that.  I have specific accounts labeled “Mission-Kimberly,”  “Education IRA-Kaili,” and “529-Clinton” for each of my seven kids.  Think through carefully and write a good investment plan.  Then follow that plan and start now. With personal finance software, such as Quicken or Money, it is very easy to manage multiple accounts for different children.


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