Investment assets are similar to monetary assets in that they can be redeemed for cash; however, they are generally less liquid and are used to save for a particular long-term goal. These assets provide mid- to long-term capital appreciation for the investor. Examples of investment assets include stocks, bonds, and mutual funds that an individual or family purchases now in hopes that the investments will be worth more in the future. The value of an investment asset is usually calculated according to its current market value.