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The purpose of insurance—and financial planning in general—is to make our lives more predictable from a financial standpoint. All people face the risk of certain types of loss every day: these risks pertain to our health, automobiles, homes, and many other aspects of our lives. Through the appropriate use of insurance products, you can make the risks of loss (and life) more manageable and predictable; managing your risks can bring you more peace of mind as you go about your daily activities and as you seek to achieve your personal and family goals.


When you have completed this section, you should be able to do the following:

  1. Understand what Church leaders have said regarding insurance.
  2. Realize the importance of insurance.
  3. Understand the key principles of insurance planning.


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