This section of your financial plan deals with relationships and money.  First, try to understand how your parents handled their personal finances. This can be done either through discussions with your parents, if they are available, or through memories of how you were brought up.   Read through Learning Tool 21: Key Questions on Money in the Family.  Answer the first three questions on the family.  How was personal finance modeled and taught in your family.  Continue to answer the questions regarding savings, education and missions, retirement, and investing.

The harder questions are the descriptive ones.  As you think through these areas, think about how you should manage your finances as a couple and how money should be handled in your family.  Set goals as to how you want to manage your money and things that you will and will not do so that you can be an example to your children of the proper way for a couple to manage money.