- Budgeting
- Cash Management
- Consumer and Mortgage Loans
- Debt and Debt Reduction
- Time Value of Money 1: Present and Future Value
- Time Value of Money 2: Inflation, Real Returns, Annuities, and Amortized Loans
- Insurance 1: Basics
- Insurance 2: Life Insurance
- Insurance 3: Health, Long-term Care, and Disability Insurance
- Insurance 4: Auto, Homeowners, and Liability Insurance
- The Home Decision
- The Auto Decision
- Family 1: Money and Marriage
- Introduction
- Ten Key Principles of Money and Marriage
- 1. The family is ordained of God
- 2. Your spouse has first priority
- 3. Marriage partners are equal
- 4. Marriage partners should seek the “best interests” of the family.”
- 5. Financial problems are usually behavioral problems, not money problems
- 6. Change is necessary to improve.
- 7. Money spent on things you value leads to satisfaction and accomplishment.
- 8. Financial freedom is more the result of decreased spending than increased income
- 9. Spouses are to leave their parents and become one
- 10. The best things in life require no money
- Understand Why Money May be an Issue in Marriage
- Recommendations for Money and Marriage
- Summary
- Assignments
- Family 2: Teaching Children Financial Responsibility
- Family 3: Financing Children’s Education and Missions
- Investments A: Key Lessons of Investing
- Investments B: Key Lessons of Investing
2. Your spouse has first priority
President David O. McKay said:
Let me assure you, Brethren, that some day you will have a personal priesthood interview with the Savior, Himself. . . I will tell you the order in which He will ask you to account for your earthly responsibilities. First, He will request an accountability report about your relationship with your wife. Have you actively been engaged in making her happy and ensuring that her needs have been met as an individual? (From Notes of Fred A. Baker, Managing Director, Department of Physical Facilities, as quoted by Robert D. Hales, "Understandings of the Heart," BYU Devotional, 15 March 1988)
If the first question our Savior will ask us is about our relationship with our spouse, does that not tell us something about the importance of that relationship? Should not our relationship with our spouse be the most important thing for us to work on if it is that important to our Savior?
