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8. Financial freedom is more the result of decreased spending than increased income

In Psalms 21:20 it states:  “There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.”  There is a difference between financial independence and financial freedom.  Financial independence is the acquisition of enough wealth to enable you to sustain a high standard of living without further effort.  Financial freedom is having enough discretionary income to enable you to make the financial choices that are important to you.  For most of us, financial freedom is the goal.  And it usually comes through decreased spending.

 



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