- Budgeting
- Cash Management
- Consumer and Mortgage Loans
- Debt and Debt Reduction
- Time Value of Money 1: Present and Future Value
- Time Value of Money 2: Inflation, Real Returns, Annuities, and Amortized Loans
- Insurance 1: Basics
- Introduction
- Understand What Church Leaders Have Said Regarding Insurance
- Realize the Importance of Insurance
- Understand the Key Principles of Insurance Planning
- 1. Know Yourself and Your Goals
- 2. Know Your Budget and How Much You Can Afford
- 3. Understand in Detail the Costs and Benefits of Each Insurance Product
- 4. Insure Against High-Cost, High-Severity Losses Only
- 5. Work Only with High-Quality Individuals and Institutions
- 6. Review Your Insurance Needs Annually
- Summary
- Assignments
- Insurance 2: Life Insurance
- Insurance 3: Health, Long-term Care, and Disability Insurance
- Insurance 4: Auto, Homeowners, and Liability Insurance
- The Home Decision
- The Auto Decision
- Family 1: Money and Marriage
- Family 2: Teaching Children Financial Responsibility
- Family 3: Financing Children’s Education and Missions
- Investments A: Key Lessons of Investing
- Investments B: Key Lessons of Investing
4. Insure Against High-Cost, High-Severity Losses Only
Insure yourself against events that would have a major economic impact on you or your family. Self-insure against events that would have a smaller economic impact. Balance your need for insurance with the cost of the insurance. The goal is to use insurance to provide funds in those most adverse circumstances where your personal resources would not be sufficient. Also, to self-insure requires savings sufficient to handle the lower-severity surprises that life brings.
